Products and Services

CNinsure first began distributing automobile insurance policies in 1999 and expanded its product offerings to other property and casualty insurance products in 2002. Our main property and casualty insurance products are automobile insurance. In addition, we also offer individual accident insurance, commercial property insurance, and construction insurance products. For the First Half 2009, Commissions and fees from property and casualty insurance products accounted for 71.4% of our total commission and fee revenue. The property and casualty insurance products we distribute, which are primarily underwritten by PICC, Ping An Property and Casualty, China Pacific Insurance, Tai Ping Insurance, Sinosafe Insurance, and Tianping Auto Insurance, can be further classified into the following categories:

Property and Casualty Insurance  
Automobile Insurance Individual Accident Insurance
Commercial Property Insurance Homeowner Insurance
Cargo Insurance Hull Insurance
Liability Insurance Construction Insurance
   
Life Insurance Products  
Individual Whole Life Insurance Individual Term Life Insurance
Individual Endowment Life Insurance Individual Education Annuity
Universal Insurance Individual Health Insurance
Group Life Insurance